Investing Basics flipbook_2024

Younger investors can often afford to be more aggressive investors because they have more time to recover from losses. Sample Portfolios These hypothetical portfolios are shown for illustrative purposes only. They are examples, not recommendations. Diversification and asset allocation are methods used to help manage investment risk; they do not guarantee a profit or protect against investment loss. All investments are subject to market fluctuation, risk, and loss of principal. When sold, investments may be worth more or less than their original cost. Investments seeking to achieve higher returns also involve a higher degree of risk. Stocks Bonds Cash Aggressive Moderate Conservative Aggressive Moderate Conservative Conservative portfolio Moderate portfolio 45% 35% 20% 45-year-old investor 65-year-old investor Aggressive Moderate Conservative 20% 75% Aggressive portfolio 25-year-old investor 5% 35% 10% 55%

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